Hello! I'm Jennifer Kolling, Mortgage & Consumer Lender for First State Bank Shannon-Polo-Lake Carroll. Check out my new application web site! It is so convenient to be able to apply for a mortgage or refinance from the comfort of your home on your smartphone, tablet, or laptop. It's where most of your financial paperwork is right? Make it easier on yourself and apply through my website. It's safe, secure and most of all easy!